:root{--ink:#14223c;--muted:#5a6980;--blue:#1466d8;--blue2:#08499c;--line:#dbe5f1;--pale:#f2f7ff;--white:#fff;--teal:#087e86}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:Inter,'Segoe UI','Microsoft YaHei',Arial,sans-serif;line-height:1.7}a{color:inherit;text-decoration:none}a:hover{color:var(--blue)}:focus-visible{outline:3px solid #ffa83d;outline-offset:3px}.shell{width:min(1160px,calc(100% - 44px));margin:auto}.top{position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid var(--line)}.nav{min-height:76px;display:flex;align-items:center;gap:26px}.brand{font-size:22px;font-weight:800;letter-spacing:-.04em;color:#124880;white-space:nowrap}.brand span{color:var(--blue)}.links{display:flex;align-items:center;gap:22px;margin-left:auto;font-size:14px;font-weight:650}.links a.current{color:var(--blue)}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;padding:12px 20px;border-radius:9px;background:var(--blue);color:#fff;font-weight:700;line-height:1.3;border:1px solid var(--blue)}.nav-cta:hover,.btn:hover{background:var(--blue2);color:#fff}.btn.secondary{background:#fff;color:var(--blue);border-color:#b8cff0}.btn.secondary:hover{background:var(--pale)}.hero{padding:94px 0 88px;background:linear-gradient(120deg,#f5f9ff 0%,#e8f2ff 75%,#e5f7f7 100%);border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.17em;color:var(--blue);font-size:12px;font-weight:800;margin:0 0 14px}.hero h1{font-size:clamp(36px,5vw,64px);line-height:1.14;letter-spacing:-.045em;margin:0 0 22px}.hero p.lead{font-size:18px;color:#405370;max-width:680px;margin:0 0 28px}.actions{display:flex;gap:12px;flex-wrap:wrap}.diagram{background:white;border:1px solid #d8e5f5;border-radius:22px;padding:28px;box-shadow:0 22px 55px rgba(37,89,152,.08)}.diagram h3{font-size:16px;margin:0 0 18px}.flow{display:grid;gap:12px}.flow-step{padding:13px 15px;border-radius:9px;border:1px solid var(--line);background:#f9fbff;font-weight:700;font-size:14px}.flow-step strong{color:var(--blue);font-size:12px;display:inline-block;width:30px}.flow-arrow{text-align:center;color:var(--blue);line-height:1}.diagram small{color:var(--muted);display:block;margin-top:18px}.section{padding:84px 0}.section.alt{background:#f7faff}.section-head{max-width:790px;margin-bottom:34px}.section-head h2,.page-title h1{font-size:clamp(30px,3.6vw,45px);line-height:1.22;margin:0 0 14px;letter-spacing:-.035em}.section-head p,.page-title p{color:var(--muted);font-size:17px;margin:0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid.two{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--line);border-radius:15px;padding:29px;display:flex;flex-direction:column;min-height:290px}.card:hover{border-color:#a5c5ed;box-shadow:0 12px 35px rgba(18,72,128,.07)}.card .num{font-size:13px;font-weight:800;color:var(--blue);margin-bottom:22px}.card h3{font-size:23px;letter-spacing:-.025em;line-height:1.25;margin:0 0 14px}.card p{color:var(--muted);margin:0 0 22px}.card ul{color:var(--muted);padding-left:20px;margin:0 0 24px}.card a.more{color:var(--blue);font-weight:750;margin-top:auto}.pill{display:inline-flex;padding:5px 11px;border-radius:99px;background:#eaf2ff;color:#185da9;font-weight:700;font-size:12px}.cols{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:start}.cols h2{font-size:31px;line-height:1.28;margin:0 0 18px}.cols p,.cols li{color:var(--muted)}.checklist{list-style:none;margin:0;padding:0;display:grid;gap:14px}.checklist li{padding:13px 17px;border:1px solid var(--line);border-radius:10px;background:white}.checklist li:before{content:'✓';color:var(--blue);font-weight:800;margin-right:10px}.notice{background:#edf5ff;border-left:4px solid var(--blue);border-radius:0 12px 12px 0;padding:22px 24px;color:#314765}.notice strong{color:var(--ink)}.page-title{padding:74px 0 56px;background:#f1f7ff;border-bottom:1px solid var(--line)}.page-title .shell{max-width:1160px}.page-title p{max-width:790px}.subnav{display:flex;gap:12px;overflow:auto;padding:18px 0;white-space:nowrap}.subnav a{padding:7px 12px;background:#f1f6fd;color:#315479;border-radius:8px;font-size:13px;font-weight:700}.feature{padding:24px;border-left:2px solid #8cb9ed}.feature h3{margin:0 0 8px;font-size:18px}.feature p{margin:0;color:var(--muted)}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:12px}table{width:100%;border-collapse:collapse;min-width:700px}th,td{text-align:left;vertical-align:top;padding:17px;border-bottom:1px solid var(--line);font-size:14px}th{background:#eef5ff;color:#24456f}tr:last-child td{border:0}td{color:#475a73}.steps{counter-reset:s;display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{border-top:3px solid var(--blue);padding:20px;background:#fff;border-radius:0 0 12px 12px;box-shadow:0 4px 20px #152b490b}.step:before{counter-increment:s;content:'0' counter(s);color:var(--blue);font-size:13px;font-weight:800}.step h3{margin:12px 0 6px}.step p{color:var(--muted);margin:0;font-size:14px}.faq{border-top:1px solid var(--line);padding:20px 0}.faq h3{font-size:17px;margin:0 0 6px}.faq p{color:var(--muted);margin:0}.banner{background:#0e315a;color:white;padding:60px 0}.banner .shell{display:flex;align-items:center;justify-content:space-between;gap:22px}.banner h2{font-size:32px;line-height:1.25;margin:0 0 10px}.banner p{color:#ccdef1;margin:0}.banner .btn{background:#fff;border-color:#fff;color:#124880}.footer{padding:42px 0 22px;background:#0b1f39;color:#c6d6e9}.foot-grid{display:flex;justify-content:space-between;gap:35px}.footer .brand{color:white}.footer a:hover{color:white;text-decoration:underline}.fine{font-size:12px;color:#9eb3cc;border-top:1px solid #304259;padding-top:18px;margin-top:30px}.contact-box{background:white;border:1px solid var(--line);border-radius:16px;padding:32px}.contact-box b{font-size:24px;color:var(--blue);display:block;overflow-wrap:anywhere}.contact-box span{font-size:13px;color:var(--muted)}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;z-index:99;background:white;padding:8px}@media(max-width:850px){.hero-grid,.cols{grid-template-columns:1fr}.grid,.feature-grid{grid-template-columns:repeat(2,1fr)}.steps{grid-template-columns:repeat(2,1fr)}.links{gap:12px;flex-wrap:wrap}.nav{flex-wrap:wrap;padding:12px 0}.hero{padding:65px 0}.section{padding:64px 0}}@media(max-width:570px){.shell{width:min(100% - 32px,1160px)}.grid,.grid.two,.feature-grid,.steps{grid-template-columns:1fr}.links{order:3;width:100%;overflow:auto;flex-wrap:nowrap;margin:0;font-size:12px;padding-bottom:4px}.nav-cta{margin-left:auto}.hero h1{font-size:36px}.diagram{padding:18px}.page-title{padding:58px 0 40px}.banner .shell,.foot-grid{display:block}.banner .btn{margin-top:24px}.card{min-height:0}}